5 tips for fall leaves from your insurance agent

5 tips for fall leaves from your insurance agent

They sure are gorgeous but they can be a pain if you don’t take care of a few things. 

1. Clear Leaves from Gutters and Downspouts

WHY: Clogged gutters can lead to water overflow, damaging your roof, siding, or foundation, which may not always be covered by insurance.  

2. Remove Leaves from Walkways and Driveways

WHY: Wet, slippery leaves increase the risk of slip-and-fall accidents, which could result in liability claims if someone is injured on your property.  

3. Keep Leaves Away from HVAC Units and Vents

WHY: Leaves can clog outdoor HVAC systems, causing malfunctions or fire hazards, which may not be covered under standard homeowner’s policies.  

4. Use Safe Disposal Methods

WHY: Piles of dry leaves near your home can become a fire hazard, especially if close to electrical equipment or vehicles. 

5. Inspect Roofs and Trees for Damage

WHY: Accumulated leaves on the roof trap moisture, leading to roof rot. Additionally, heavy branches can fall during storms, causing roof damage that may lead to insurance claims.  

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